Simply give us a call for a free credit analysis so we can create determine a plan of action.

Our prices are based on a case by case basis. We must do a free credit analysis to ensure we give you the best pricing.

There are Federal and State Laws in place to protect you from creditors reporting inaccurate information on your credit reports. We enforce these laws. Think of us as the credit FBI.

You should start seeing results in as little as 30-45 days, our complete process runs about 90-180 days on average.

We professionally audit the credit reporting agencies and creditors to have inaccurate, erroneous, and obsolete information removed from your credit report. If the credit reporting agencies are reporting the information inaccurately or the creditor cannot validate their claims, then, by Federal Law, The information can, will, and must be removed from your credit report. Bankruptcies, foreclosures, collections, charge-offs, repossessions, medical collections, late payments, judgments, incorrect addresses, identity theft and more.

Anything that is 100% accurate and validated. Our average removal rate is 77%.

If it gets removed through a validation of debt audit, then it’s permanent because we go straight to the origination point and audit the creditors directly. Also, they have no legal recourse to back and put it on your report, especially after we’ve proven in writing, with documentation, that the information was reporting inaccurately.

We use the consumer protection laws to their fullest on your behalf. In some cases credit bureaus, creditors and collection agencies provide all the law requires and some cases they don’t.

Our average is over 50 points within six months, although we have as successful as 170-200 points. The exact amount we are able to rise your credit scores is dependent on your current situation and your ability to follow the advice we give you.

Absolutely! We guarantee that if we don’t remove any items or cause any change whatsoever, you can request a refund in proportion to services rendered.​

Credit is borrowed money that you can use to purchase goods and services when you need them. You get credit from a credit grantor, whom you agree to pay back the amount you spent, plus applicable finance charges, at an agreed-upon time.

There are four types of credit.

  1. Revolving credit. With revolving credit, you are given a maximum credit limit, and you can make charges up to that limit. Each month, you carry a balance (or revolve the debt) and make a payment. Most credit cards are a form of revolving credit.
  2. Charge cards. While they often look like revolving credit cards and are used in the same way, charge accounts differ in that you must pay the total balance every month.
  3. Service credit. Your agreements with service providers are all credit arrangements. You receive electricity, cellular phone service, gym membership, etc., with the agreement that you will pay for them each month. Not all service accounts are reported in your credit history.
  4. Installment credit. With installment credit, a creditor loans you a specific amount of money, and you agree to repay the money and interest in regular installments of a fixed amount over a set period of time. Car loans and mortgages are two examples of installment credit.
  1. Apply for a secured credit card. If you’re building your credit score from scratch, you’ll likely need to start with a secured credit card.
  2. Apply for a credit-builder loan.
  3. Get a co-signer.
  4. Become an authorized user on someone else’s credit card.
  5. Get credit for the rent you pay.